Up to 60 months Interest Free Payment Plans
on Latitude Gem Visa credit card*

Latitude Interest Free offers flexible Interest Free payment plans to suit you needs. From 6-60 months, Latitude Interest Free gives you access to a range of Interest Free offers. Existing Latitude Gem Visa, Latitude GO Mastercard, CreditLine and Buyer’s Edge credit card customers can checkout using Latitude Interest Free payment plan.

A Latitude Interest Free Plan is available on a Latitude Gem Visa or Latitude GO Mastercard credit card.

Equal Monthly (Instalment Interest Free)
An Equal Monthly Payment Plan requires a customer to pay the purchase amount in equal monthly instalments. Customers have flexibility to make extra payments at the time with no penalties.

After the interest free plan ends, interest will be charged on any outstanding balance at the expired plan rate, currently 29.99% p.a. ( subject to change). If a monthly payment is missed, late fees will apply, and interest may apply. Interest may also be charged on other purchases and transactions made on your Latitude credit card.

When and Equal Monthly Plan is for a term less than 33 months, and the equal monthly payment is missed for two consecutive months, the plan will change to a Minimum Monthly Payment Plan for the remaining duration of the term. Paying only the minimum monthly payments will not pay out the plan.

$2000 TV on 24 months Minimum Monthly = customer required to pay a minimum payment each month. The residual balance of the payment plan will incur interest once the Interest Free period is over. Customers can make extra payments at any time with no penalties.

$2000 TV on 24 months Equal Monthly = customer pays the purchase price in 24 equal monthly installments ($83.33). If paid on time the balance is cleared by the end of the Interest Free Plan period.

$2000 TV on 24 months flexible = customer not required to pay any amount during the Interest Free payment plan period. Customers can make payments at any time with no penalties. This unpaid balance of the payment plan will incur interest once the Interest Free period is over.

Approved credit limit will depend on your financial situation. The minimum credit limit for Latitude Gem Visa is $1,000 and a monthly credit card fee (currently $10.95) will apply. Other credit card fees and charges may apply.

If you are cardholder of the latitude Gem Visa of the Latitude GO Mastercard credit card, you can buy a wide range of products on latitude Interest Free plan. Look for the Latitude logo when browsing online or in-store to confirm eligibility. A minimum purchase amount applies, and some exclusions may apply.

You will receive a monthly statement that outlines the minimum payment required, and the available payment options, including bank transfer, direct debit and BPAY®

You can manage your credit card account from the Latitude Mobile App of the Latitude Service Centre. The latitude App is available for download from the App Store or Google Play.