Arise teamed up with Latitude, the only provider that can offer you Interest Free payment plans* with terms from 24 to 60 months.
Minimum spend applies. Equal monthly payments required. New customers must apply and be approved for a Latitude Gem Visa credit card. Available on participating Latitude credit cards only.
Latitude Interest Free FAQs
Latitude Interest Free offers flexible Interest Free payment plans to suit your needs. From 6-60 months, Latitude Interest Free gives you access to a range of Interest Free offers. Existing Latitude Gem Visa, Latitude GO Mastercard, CreditLine and Buyer’s Edge credit card customers can checkout using Latitude Interest Free payment plan.
Latitude Interest Free credit cards such as Latitude Gem Visa or Latitude GO Mastercard work like normal credit cards but offer the added functionality of Interest Free payment plans. There are three different types of Interest Free payment plans:
$2000 TV on 24 months Minimum Monthly = customer required to pay a minimum payment each month. The residual balance of the payment plan will incur interest once the Interest Free period is over. Customers can make extra payments at any time with no penalties.
$2000 TV on 24 months Equal Monthly = customer pays the purchase price in 24 equal monthly installments ($83.33). If paid on time the balance is cleared by the end of the Interest Free Plan period.
$2000 TV on 24 months flexible = customer not required to pay any amount during the Interest Free payment plan period. Customers can make payments at any time with no penalties. This unpaid balance of the payment plan will incur interest once the Interest Free period is over.
Your approved credit limit will depend on your financial situation. The minimum credit limit for Latitude Gem Visa is $1,000 and there is a $8.95 monthly account service fee. (Effective from 29th March 2023, the monthly account service fee will increase to $9.95).
Look for the Latitude Interest Free logo when browsing online or in-store to know what products are eligible. The minimum purchase amount is different across retailers. Gift cards are excluded.
You will receive a monthly statement that highlights the minimum payment required and the available payment options. Bank transfer, direct debit,debit card and BPAY are available.
You can manage your account from the Latitude Mobile App or Latitude Service Centre. Search Latitude App in the App Store or Google Play.